I am about to face some major changes in my life and while I consider them all good, perhaps someone insuring me for the future may not necessarily think so. For instance, I am about to turn 40, change jobs, and I am getting married this year. Should I ask for a life insurance quote before any or all of these 3 things take place? Would I get a better quote in a secure job where the insurance company does not know that I am planning on making a career change? Do things even matter at all besides the age and health of my body?