I was up in Victorville on a job when my girlfriend called me on my work cell-phone. This alone told me something was not kosher. It turned out that my girlfriend found out that her check from work was going to be garnished for about the next eight months. She said it was because of an old tax bill. I knew that without her income we would be hit kind of hard for the next two weeks. For this reason I decided that I would go ahead and find one of those payday loans no credit check places. My credit is not so good.