Halt the Spending: Have you heard of people who cut up their credit cards or vow never to walk into a store with anything other than cash in their pocket? You may not want to go to those extremes, but it may have to be that way if you cannot control your spending. You need a complete halt to any spending that you cannot afford to pay for in cash on the spot. If you don’t absolutely need something and don’t have the money for it right now, then you have no business purchasing it. If you put these methods into practice you’ll definitely have the best way to get out of credit card debt.