My sister has always been a bit of a shopping addict. She had a good job in the past but lost it a few years ago. She decided to pretend like that never happened and just kept spending. She got a new job eventually, but it did not pay as much as her old one. Now, she needs help paying her bills. I have been looking into debt consolidation for her. I would like to help her figure out how to pay off her bills. She has been complaining to me about the debt that she is in, so I think she will accept my help.