If there is one thing that I can say after this experience is that I now know what to do in the event of high interest credit cards again. I did not think that it would be a big deal to transfer the balance of all my previous cards and put them on one card in order to manage them better. Then after the introductory period was over on the new card the credit card debt had an interest rate that almost doubled my expenses. I am now looking for a new balance transfer program but I am going to look at the interest rate choices.