Getting a student loan can sometimes seem like a necessity when you are trying to go to school and money is tight. But getting a student loan can lead to major issues when you finish school because on most starting salaries it is hard to have regular living expenses along with a college loan that you are now going to pay back. government student loan consolidation There can be a lot of money that you can qualify but you need to know were to look. Being a student there are many government grant options that you may qualify for. A Pell grant can be a great way for you to finance your college so that you can get a degree and go on to make a lot of money.