When I graduated from college I didn’t know how it’s going to get any credit. It seems that everyone will offer you credit once you have is established but nobody wants to give you the opportunity to get it established in the first place. This was really frustrating and I found myself having to do the same thing that people that have bad credit end up having to do.

I had to go to a dealership that finance his people with a down payment and hold a note to the car. I ended up paying a lot more for the vehicle that I ever thought that I ever should have any cost me thousands of dollars more in interest payments and car payments that I should have had to make. Now that I’ve got some credit establish don’t think I’m ever going to do that again.