When I tried to get a Car Loan recently, I was turned down flat at the dealership. You see, I had credit cards in the past that I did not pay on time and even though things were going along well now, the bank still considered me a high risk. The salesman I was working with recommended that I use the Internet to find a loan. He said with my credit I shouldn’t have any problem getting a loan elsewhere and that I shouldn’t give up. Sure enough, I went online and there were several companies who were willing to give me the loan that I needed.